Debt recovery litigation is a critical area of law that helps creditors reclaim owed money. However, one aspect that often surprises clients is the complexity surrounding legal costs and disbursements, particularly regarding their recoverability. This article aims to clarify why not all legal costs and disbursements are recoverable in debt recovery actions, with a detailed focus on the costs associated with engaging process servers.   Legal Costs in Debt Recovery Litigation   When initiating debt recovery proceedings, clients typically incur various legal costs, including solicitor’s professional fees, court fees, and disbursements. Legal costs refer to the fees charged by solicitors for their services, which